:root {
  --ink: #1c2430;
  --ink-soft: #3d4a5c;
  --muted: #5c6b7a;
  --paper: #f7f4ef;
  --paper-2: #efeae2;
  --card: #ffffff;
  --line: #d9d2c6;
  --blue: #1f4e79;
  --blue-deep: #163a5c;
  --blue-soft: #e8f0f7;
  --earth: #8b6914;
  --earth-soft: #f3ebd4;
  --ok: #2f6b4f;
  --warn: #8a5a12;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(28, 36, 48, 0.06), 0 8px 24px rgba(28, 36, 48, 0.06);
  --max: 720px;
  --wide: 980px;
  --font: "Segoe UI", system-ui, -apple-system, sans-serif;
  --sticky-h: 64px;
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
  padding-bottom: calc(var(--sticky-h) + 16px);
}
img { max-width: 100%; height: auto; }
a { color: var(--blue); text-underline-offset: 2px; }
a:hover { color: var(--blue-deep); }
.wrap { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.wrap-wide { width: min(100% - 2rem, var(--wide)); margin-inline: auto; }
.site-header {
  position: sticky; top: 0; z-index: 40;
  background: rgba(247, 244, 239, 0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem; padding: 0.75rem 0; width: min(100% - 2rem, var(--wide)); margin-inline: auto;
}
.brand {
  font-weight: 700; font-size: 1.1rem; color: var(--ink); text-decoration: none;
  letter-spacing: -0.02em;
}
.brand span { color: var(--blue); }
.header-call {
  display: inline-flex; align-items: center; gap: 0.4rem;
  font-weight: 600; color: var(--blue-deep); text-decoration: none;
  font-size: 0.95rem;
}
.nav-toggle { display: none; }
.nav { display: flex; flex-wrap: wrap; gap: 0.75rem 1rem; }
.nav a { color: var(--ink-soft); text-decoration: none; font-size: 0.92rem; }
.nav a:hover, .nav a[aria-current="page"] { color: var(--blue); }
.hero {
  padding: 2.25rem 0 1.5rem;
  background: linear-gradient(180deg, var(--blue-soft) 0%, var(--paper) 100%);
  border-bottom: 1px solid var(--line);
}
.hero h1 {
  margin: 0 0 0.75rem; font-size: clamp(1.6rem, 4vw, 2.15rem);
  line-height: 1.2; letter-spacing: -0.02em;
}
.hero .lede { font-size: 1.05rem; color: var(--ink-soft); margin: 0 0 1.25rem; max-width: 38rem; }
.cta-row { display: flex; flex-wrap: wrap; gap: 0.75rem; align-items: center; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: 0.4rem; padding: 0.85rem 1.15rem; border-radius: 999px;
  border: 1px solid transparent; font-weight: 650; font-size: 1rem;
  text-decoration: none; cursor: pointer; line-height: 1.2;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-deep); color: #fff; }
.btn-secondary { background: #fff; color: var(--blue-deep); border-color: var(--line); }
.btn-secondary:hover { border-color: var(--blue); color: var(--blue); }
.trust-line { margin: 1rem 0 0; font-size: 0.9rem; color: var(--muted); }
.section { padding: 2rem 0; }
.section h2 { margin: 0 0 0.75rem; font-size: 1.35rem; letter-spacing: -0.01em; }
.section h3 { margin: 1.25rem 0 0.5rem; font-size: 1.08rem; }
.section p { margin: 0 0 0.9rem; color: var(--ink-soft); }
.grid-2 {
  display: grid; gap: 1rem;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
}
.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1.1rem 1.15rem; box-shadow: var(--shadow);
}
.card h3 { margin-top: 0; }
.list-clean { margin: 0; padding-left: 1.15rem; color: var(--ink-soft); }
.list-clean li { margin: 0.35rem 0; }
.callout {
  background: var(--earth-soft); border: 1px solid #e0d3a8; border-radius: var(--radius);
  padding: 1rem 1.1rem; color: var(--ink-soft); font-size: 0.95rem;
}
.callout strong { color: var(--ink); }
.disclosure {
  background: var(--blue-soft); border: 1px solid #c5d7e8; border-radius: var(--radius);
  padding: 0.9rem 1rem; font-size: 0.92rem; color: var(--ink-soft); margin: 1rem 0;
}
.form {
  display: grid; gap: 0.85rem; background: var(--card);
  border: 1px solid var(--line); border-radius: var(--radius); padding: 1.15rem;
  box-shadow: var(--shadow);
}
.form label { display: grid; gap: 0.3rem; font-weight: 600; font-size: 0.92rem; }
.form input, .form select, .form textarea {
  font: inherit; padding: 0.7rem 0.75rem; border: 1px solid var(--line);
  border-radius: 8px; background: #fff; color: var(--ink);
}
.form textarea { min-height: 96px; resize: vertical; }
.form .hint { font-weight: 400; color: var(--muted); font-size: 0.85rem; }
.form .row-2 { display: grid; gap: 0.85rem; grid-template-columns: 1fr 1fr; }
.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 50;
  background: #fff; border-top: 1px solid var(--line);
  box-shadow: 0 -6px 20px rgba(28,36,48,0.08);
  padding: 0.65rem 1rem;
  display: grid; grid-template-columns: 1fr 1fr; gap: 0.6rem;
}
.sticky-cta .btn { width: 100%; padding: 0.8rem 0.5rem; font-size: 0.92rem; }
.site-footer {
  margin-top: 2rem; padding: 2rem 0 1.5rem; border-top: 1px solid var(--line);
  background: var(--paper-2); color: var(--muted); font-size: 0.9rem;
}
.footer-inner { width: min(100% - 2rem, var(--wide)); margin-inline: auto; display: grid; gap: 1rem; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 0.75rem 1.1rem; }
.footer-nav a { color: var(--ink-soft); text-decoration: none; }
.footer-nav a:hover { color: var(--blue); }
.muted { color: var(--muted); }
.breadcrumbs { font-size: 0.85rem; color: var(--muted); margin: 0 0 0.75rem; }
.breadcrumbs a { color: var(--muted); }
.table-simple { width: 100%; border-collapse: collapse; font-size: 0.95rem; }
.table-simple th, .table-simple td {
  text-align: left; padding: 0.65rem 0.5rem; border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.table-simple th { color: var(--ink); font-weight: 650; }
.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; gap: 0.85rem; }
.steps li {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 1rem 1rem 1rem 3.1rem; position: relative;
}
.steps li::before {
  counter-increment: step; content: counter(step);
  position: absolute; left: 0.9rem; top: 0.95rem;
  width: 1.6rem; height: 1.6rem; border-radius: 50%;
  background: var(--blue); color: #fff; font-weight: 700; font-size: 0.85rem;
  display: grid; place-items: center;
}
.faq details {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 0.85rem 1rem; margin: 0.55rem 0;
}
.faq summary { cursor: pointer; font-weight: 650; }
@media (max-width: 720px) {
  .nav { display: none; }
  .nav.open { display: flex; flex-direction: column; padding: 0 0 0.75rem; width: min(100% - 2rem, var(--wide)); margin-inline: auto; }
  .nav-toggle {
    display: inline-flex; border: 1px solid var(--line); background: #fff;
    border-radius: 8px; padding: 0.4rem 0.65rem; font: inherit; cursor: pointer;
  }
  .form .row-2 { grid-template-columns: 1fr; }
  .header-call { font-size: 0.85rem; }
}
@media (min-width: 721px) {
  .sticky-cta { display: none; }
  body { padding-bottom: 0; }
}